
Limited time offer: Get a $50 welcome bonus
Who couldn't use a little extra cash?

Who couldn't use a little extra cash?
The no-fee checking, savings, and credit card solution for nurses, physicians and healthcare professionals
Nurses moving to the US on J-1 visas often work in healthcare facilities facing staff shortages. Nurses provide essential patient care, support medical teams, and gain valuable experience in the US healthcare system. After completing their program, they are required to return to their home country for at least two years before they can apply for certain US visas. The US offers competitive salaries, state-of-the-art medical facilities, and diverse career opportunities in hospitals, making it a great place for nurses.
Nurses and other medical professionals often struggle to open a US bank account without an SSN, ITIN, or credit history. With Adro, you can open your US account before setting foot in the US. No credit check is required to sign up. The Adro account also offers no monthly fees and no minimum balance required. When you use the Adro World Mastercard, you can earn 1% cashback on eligible purchases.
The no-fee checking + savings accounts, and credit card for internationals
Sign up before or after you arrive with your US or non-US address and phone number.
We charge $0 inbound wire transfer fees when you move money into your Adro account.
The Adro World Mastercard® can help boost your credit score, no SSN required.
Enjoy no monthly fees, 2 free withdrawals per month from any ATM1, and easy access to your money when you need it.
Get peace of mind with no annual fee and no international transaction fees.
Here’s what you’ll need to open an account:
Your passport and selfie
Student email or approved visa
Residential address
Phone number
Be at least 18 years old
Sign up to Adro with your passport and visa details
Deposit money from your home currency or in US dollars
Upon arrival in the US, start spending with Apple Pay or Google Pay
Your physical card arrives at your US residence shortly after
Download the Adro app to access your account from wherever you are
From rent to groceries, move and manage your money seamlessly
Get started1 Each customer is eligible for 2 free ATM withdrawals per month, from any network provider. Each ATM charge will be reimbursed, up to a maximum of $5 per transaction, with a total monthly limit of $10. Unused ATM withdrawals are not able to be carried forward to another month.
2 The deposit accounts you open through Adro are held at FDIC member-bank, Stearns Bank N.A., which can protect Adro customers up to the $250,000 limit with what is known as “pass-through deposit insurance.”