Open your US account as a J-1 visa holder

The no-fee checking, savings and credit card for au pairs and nannies

As an au pair or nanny, you move to the US for cultural exchange, career opportunities, education, personal growth, and the adventure of experiencing a new country. The J-1 visa program allows you to immerse yourself in American life, improve your English, and gain valuable experience and references.

Whether you’re an au pair or a nanny on a J-1 visa, Adro is here to support you. Open your US account before you arrive and enjoy no monthly fees, no minimum balance, or credit checks. Get paid directly in US dollars, and earn 1% cashback on eligible purchases with the Adro World Mastercard.

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Trusted by students from 300+ schools:

Works with your favorite money apps:

Open your US account before arriving

The no-fee checking + savings accounts, and credit card for internationals

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Open an account today, no SSN needed

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Open an account from outside the US

Sign up before or after you arrive with your US or non-US address and phone number.

Save on international transfers to your Adro account

We charge $0 inbound wire transfer fees when you move money into your Adro account.

Earn 1% cashback and build US credit history

The Adro World Mastercard® can help boost your credit score, no SSN required.

2 accounts: checking + savings

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Enjoy no monthly fees, 2 free withdrawals per month from any ATM¹, and easy access to your money when you need it.

Credit card

Get peace of mind with no annual fee and no international transaction fees.

We work with great partners like:

And trusted by students from 300+ schools, including:

No fees on everyday banking

Eligible for FDIC protection²

How does it work?

STEP 1

Sign up to Adro with your passport and visa details

STEP 2

Deposit money from your home currency or in US dollars

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STEP 3

Upon arrival in the US, start spending with Apple Pay or Google Pay

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STEP 4

Your physical card arrives at your US residence shortly after

Manage your money anytime, anywhere

Download the Adro app to access your account from wherever you are

Got questions?

Why do I need a US account as an au pair or nanny on a J-1 visa?

Opening a US checking account and savings account allows you to easily receive your stipend, manage your finances, and avoid international transaction fees.

What documents do I need to open a US checking account with Adro?

You'll need your passport and proof of visa status, such as your letter of appointment, DS-2019 form or sponsorship approval.

Can I open a US account before receiving my Social Security number?

Yes! You do not need a Social Security number or ITIN to open an Adro account as an au pair or nanny.

Do I need to involve my host family when opening a US account?

No. We’ve made opening an Adro account more convenient, which means you don’t need to involve your host family in the process. All you’ll need is your host family address as part of the sign up process.

How do I choose the right account for my needs?

As an au pair or nanny working in the US, you’ll want to compare banks and consider factors like monthly account fees, any minimum balance requirements, international transaction fees and ATM access.

Adro launches in 2024

Open a US account with no SSN or credit check required

From rent to groceries, move and manage your money seamlessly

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Adro secures additional investment with backing from New York State venture arm. Read more

Open your US account as a J-1 visa holder

Open your US account before arriving