USD business accounts for entrepreneurs

Open a deposit-insured account from outside the US

Join waitlist

Book a demo

Operate in USD without moving your business

Accept US dollars from your home country in an FDIC-insured account. Adro is great for business owners and entrepreneurs working in:

E-commerce
Dropshipping
Education
SaaS & tech
Freelancers, contractors and consultants

Your gateway to the US market

Open a USD account

Get paid faster from US clients while reducing transfer delays and conversion fees

Pay suppliers in USD

Avoid costly currency exchange fees when buying equipment or software

Streamline processes

Adro integrates with Quickbooks and Xero to automatically sync expenses

🇺🇸 Set up in the US

Register a US entity, get a US business address and EIN

Streamline processes

Adro integrates with Quickbooks and Xero to automatically sync expenses

💵 Get US account details

Access wires and ACH transfers with an ACH routing number

Adro helps entrepreneurs:

Stay compliant with US regulations

Open FDIC-insured accounts for multiple businesses

Set up spend controls and view-only access

Set up in the US with an all-in-one business solution

STEP 1

Register in the US and apply for an EIN. What’s an EIN?

STEP 2

Open a USD checking account. You can also add a savings account or credit cards.

STEP 3

Set up payment processing and accept US cards. Now you're all set!

Adro cards are issued by our sponsor bank, under license from Mastercard

Adro accounts are provided through Stearns Bank N.A.

Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC

Adro cards are issued by our sponsor bank, under license from Mastercard

Adro accounts are provided through Stearns Bank N.A.

Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC

A USD account that unblocks your business (finally!)

Join waitlist Book a demo

"I needed a US account and signing up with Adro was easy. It just works!"

Ethan Yun

Founder at Xtrads Media

"Setting up virtual cards for my team was quick. Adro made everything straightforward."

Mason Lin

Founder at Pockyt

"Adro's support team is actually the best! Super knowledgeable."

Nestor Castillero

Founder at Maera

Start your journey with Adro:

Registering in the US: A step-by-step guide

What is an Employer Identification Number (EIN)?

What can I do with a US business account?

Be the first to get notified when Adro Business accounts go live.

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FAQs

Who can sign up?

Adro is designed for entrepreneurs based outside the US who conduct business with US clients and frequently earn, hold and spend US dollars (USD).

Adro offers higher transaction limits, lower fees and helps entrepreneurs maintain account access while staying compliant with US banking regulations.

We’ve made setting up a US business account from India, China, Brazil, Turkey and other countries easy to do with our online platform. You can quickly open an account, access US account details (including ACH routing number) and integrate Adro into your day-to-day operations.

What do I need to open an account?

To open an account, you'll need:

- Your passport and selfie
- Business address
- EIN (Employer Identification Number)
- Articles of Incorporation
- List of business shareholders and/or directors

If you’re an entrepreneur or business owner, Adro can help with getting your Articles of Incorporation or EIN.

How long does it take to sign up?

If your business is already registered in the US and you have an EIN, then signing up for an Adro Business account can be done in a few minutes. The document verification step takes about one business day. We’ll notify you once it’s done or if we need anything else, so keep an eye on your email.

Can I send wires and ACH transfers?

Yes, you can send and receive money through ACH transfers or wire transfers. If you move money in another currency, it will be converted to US dollars.

Can I create multiple accounts for my business?

Yes! As an entrepreneur or business owner, you can keep everything in one account or open separate accounts for revenue, expenses, taxes, refunds, reserves and more.

You can also set up multiple Adro debit and credit cards for online and in-store transactions, payments, purchases and ATM access.

I want to grow my business and access the US market. What should I know?

Business operations involve understanding market dynamics, regulatory requirements, and financial management. It's essential to have a clear business plan, comply with legal obligations, and maintain transparent financial records to build trust with US clients.

What is a business checking account?

A business checking account allows entrepreneurs to deposit and withdraw funds, make payments, and manage day-to-day transactions. Accounts often come with features tailored to business needs, such as employee debit cards, integration with accounting software and higher transaction limits.

Don’t forget to sign up to our waiting list!