USD business accounts for e-commerce sellers

Receive payouts from Amazon, eBay and other platforms for free

Operate in USD without moving your business

Accept US dollars from your home country as your preferred payout currency with leading marketplace platforms like:

  • Amazon
  • Walmart Marketplace
  • Etsy
  • eBay
  • AliExpress
  • Target Plus

Your gateway to the US market

Open a USD account

Receive payments faster and minimize payout fees

Pay suppliers in USD

Avoid costly currency exchange fees when paying manufacturers and contractors

Streamline processes

Adro integrates with Quickbooks and Xero to automatically sync expenses

🇺🇸  Set up in the US

Register a US entity, get a US business address and EIN

Streamline processes

Adro integrates with Quickbooks and Xero to automatically sync expenses

💵  Get US account details

Access wires and ACH transfers with an ACH routing number

Adro helps e-commerce sellers:

Stay compliant with US regulations

Open FDIC-insured accounts for multiple businesses

Set up spend controls and view-only access

Set up in the US with an all-in-one business solution

STEP 1

Register in the US and apply for an EIN.    What’s an EIN?

STEP 2

Open a USD checking account. You can also add a savings account or credit cards.

STEP 3

Set up payment processing and accept US cards. Now you're all set!

Adro cards are issued by our sponsor bank, under license from Mastercard
Adro accounts are provided through Stearns Bank N.A.
Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC
Adro cards are issued by our sponsor bank, under license from Mastercard
Adro accounts are provided through Stearns Bank N.A.
Accounts are FDIC insured up to $250,000 through Stearns Bank N.A., Member FDIC

A USD account that unblocks your business (finally!)

"I needed a US account and signing up with Adro was easy. It just works!"

Ethan Yun
Founder at Xtrads Media

"Setting up virtual cards for my team was quick. Adro made everything straightforward."

Mason Lin
Founder at Pockyt

"Adro's support team is actually the best! Super knowledgeable."

Nestor Castillero
Founder at Maera

Start your journey with Adro:

Be the first to get notified when Adro Business accounts go live.

FAQs

Who can sign up?

Adro is designed for e-commerce sellers on Amazon, Etsy, eBay and more that are based outside the US and frequently earn, hold and spend US dollars (USD).

Adro offers higher transaction limits, lower fees and helps e-commerce sellers maintain account access while staying compliant with US banking regulations. 

We’ve made setting up a US business account from India, China, Brazil, Turkey and other countries easy to do with our online platform. You can quickly open an account, access US account details (including ACH routing number) and integrate Adro into your day-to-day operations.

What do I need to open an account?

To open an account, you'll need:

- Your passport and selfie
- Business address
- EIN (Employer Identification Number)
- Articles of Incorporation
- List of business shareholders and/or directors

If you’re an e-commerce seller, Adro can help with getting your Articles of Incorporation or EIN.

How long does it take to sign up?

If your business is already registered in the US and you have an EIN, then signing up for an Adro Business account can be done in a few minutes. The document verification step takes about one business day. We’ll notify you once it’s done or if we need anything else, so keep an eye on your email.

Can I send wires and ACH transfers?

Yes, you can send and receive money through ACH transfers or wire transfers. If you move money in another currency, it will be converted to US dollars.

Can I create multiple accounts for my business?

Yes! As an e-commerce seller, you can keep everything in one account or open separate accounts for revenue, expenses, taxes, refunds, reserves, and more.

You can also set up multiple Adro debit and credit cards for online and in-store transactions, payments, purchases and ATM access.

I want to become an e-commerce seller and sell to US customers. What should I know?

Selling or buying in the US from another country is common, but there are a few things you should consider such as currency conversion fees and US sales tax if you hit a certain volume. Marketplace sellers often set up a US-based LLC and/or register their business so they can get an EIN (Employer Identification Number).

What is a business checking account?

A business checking account allows e-commerce sellers to deposit and withdraw funds, make payments, and manage day-to-day transactions. Accounts often come with features tailored to business needs, such as employee debit cards, integration with accounting software and higher transaction limits.