Open your US account
before arriving
The no-fee US checking + savings account and credit card for internationals
The no-fee US checking + savings account and credit card for internationals
The no-fee checking + savings accounts, and credit card for internationals
Sign up before or after you arrive with your US or non-US address and phone number.
Move money from your home country into your Adro account. We'll reimburse the transfer fees.
The Adro World Mastercard® can help boost your credit score, no SSN required.
Enjoy no monthly fees, 2 free withdrawals per month from any ATM², and easy access to your money when you need it.
Get peace of mind with no annual fee and no international transaction fees.
Here’s what you’ll need to open an account:
Your passport and selfie
Student email or approved visa
Residential address
Phone number
Be at least 18 years old
Sign up to Adro with your passport and visa details
Deposit money from your home currency or in US dollars
Upon arrival in the US, start spending with Apple Pay or Google Pay
Your physical card arrives at your US residence shortly after
Download the Adro app to access your account from wherever you are
From rent to groceries, move and manage your money seamlessly
Get started1 Offer applies to the Adro Checking or Savings account. When you make a new deposit to Checking or Savings, and the funds remain in your account for at least 90 days, you’re eligible to earn a bonus of up to $250. Bonus amount depends on the amount deposited, with a range of $2,500 ($10 bonus) to $50,000 ($250 bonus). This offer may be withdrawn or changed without prior notice at any time. Adro may, in its sole discretion, disqualify, limit or revoke this offer if you are believed to be abusing or manipulating it, or engaging in any suspicious or fraudulent activity.
2 Each customer is eligible for 2 free ATM withdrawals per month, from any network provider. Each ATM charge will be reimbursed, up to a maximum of $5 per transaction, with a total monthly limit of $10. Unused ATM withdrawals are not able to be carried forward to another month.
3 The deposit accounts you open through Adro are held at FDIC member-bank, Stearns Bank N.A., which can protect Adro customers up to the $250,000 limit with what is known as “pass-through deposit insurance.”